Terms and Conditions 

The information on these web pages is provided without warranty of any kind, and all warranties are hereby disclaimed, whether express or implied, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.  Yennik, Incorporated will not be liable for any damages whatsoever, whether direct, special, indirect, incidental, or consequential (including, without limitation, damages for loss of business profits, business interruption, loss of business information, or any other pecuniary loss) arising out of, or related to your use of, or inability to use the information on any such web page, even if advised of the possibility of such damages. 

Because some states and jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.  You may not further distribute, reproduce, rent, sell, transfer or license these articles.  A number of the web pages contain information from agencies of the U.S. Government and as such, Yennik, Incorporated can not and does not guarantee the accuracy of the information.  The U. S. Government agency or laws and regulations should be consulted to determine the accuracy of any information. 

Yennik, Inc. is not an law firm or a CPA company.  With more than 40 years auditing only financial institutions, Our experience to test your Internet and internal IT operations for vulnerabilities and understand your IT operation is unmatched.  Our experience includes bank executive, 21 years experience as an examiner, computer auditing, and bank consulting.  As a member of the Society of Financial Examiners and the Information Systems Audit and Control Association, we adhere to the code of conduct with both organizations.